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Use Your SCFCU Credit Card, Win Big with Mastercard Priceless Surprises Sweepstakes


With your St. Cloud Financial Credit Union credit card, you already get low, fixed interest rates and can earn rewards points for revery dollar you spend.

But starting July 1, simply using your SCFCU credit card could also bring you closer to winning big, from cash prizes to the vacation of your dreams!

As part of the Mastercard Priceless Surprises Sweepstakes, now through December 31, 2026, you'll automatically earn entries every time you make a purchase on eligible in-store purchases using your SCFCU credit card.

  • Earn 1 entry for every eligible in-store purchase made with your SCFCU credit card

  • Earn 2 entries for every eligible in-store purchase made using your SCFCU credit card through a digital wallet

It’s that simple! Using your SCFCU credit card for everyday purchases is an easy way to earn entries while enjoying the convenience and security of contactless payments and digital wallets.


Exciting Prizes Await!

As mentioned, you will enter yourself into drawings for a few great prizes — one of which is a four-night vacation to the destinations of your dreams!

Two First Prize Winners
Two lucky cardholders from SCFCU will each receive a $100 Mastercard Prepaid* card.

One Grand Prize Winner
One grand prize winner will receive a four-night trip for two and choose from one of these incredible destinations:

  • Miami, Florida

  • Scottsdale, Arizona

  • Costa Rica

  • London

  • Paris

The grand prize package includes round-trip air transportation, ground transportation, hotel accommodations, select activities and a $500 Mastercard Prepaid card.

Whether you're dreaming of a relaxing beach getaway, an international adventure, or a memorable city escape, this is your chance to make it happen.


Don't Have a Credit Card With Us Yet? Now's the Perfect Time!

Want to join in on these sweepstakes and start enjoying our low-rate, rewards earning credit cards SCFCU has to offer? Now is the perfect time to do so!

SCFCU is proud to offer one of the lowest credit card rates you can find — with rates as low as 9.99% APR**! And better yet, you can get rewarded for just simply using your credit card. 

Other benefits include:

✔ Low, fixed rates that help you pay off any debt faster
✔ No hidden fees, no surprises
✔ Worldwide Mastercard acceptance
✔ Convenient contactless payments
✔ Digital wallet compatibility
✔ Local service you can trust

Learn more and apply today and start enjoying the benefits of having your credit union card at the top of your wallet.


*NO PURCHASE NECESSARY. Void where prohibited. Open only to existing Mastercard cardholders who are legal perm. residents physically located in one (1) of the fifty (50) U.S. &DC, and legal age of majority before 7/1/26. PIN-based debit, international, corporate, online transactions, and transactions processed on a non-Mastercard operated network are ineligible. Non-grocery and non-boutique Mastercard transactions also qualify. Ends 12/31/26. For Official Rules & complete details, click here. Mastercard, Mastercard Prepaid, Priceless, and the circles design are trademarks of Mastercard International Incorporated. ©2026 Mastercard. All rights reserved.

**APR = Annual Percentage Rate. Rates subject to credit approval and may vary based on creditworthiness. Additional terms and conditions may apply.