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St. Cloud Financial CU

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Investment Services

Investment Services
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Individual Services
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Business Services
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Asset Protection
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Investment Resources
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Meet Our Team
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Do you want to create a path to your financial future?

Our trusted, experienced team is here to help you be successful and will always do what is best for you and your life. Together, we will put you on the path to financial confidence!

Investment Services

We want you to be successful and will always do what is best for YOU!

  • IRA Rollovers

  • Retirement planning 

  • College funding options

  • Asset allocation strategies

  • IRAs: Traditional, Roth, SIMPLE, and SEP

Individual Services

Our team of experts are here to help discuss topics while identifying solutions that can help you accomplish your goals. We offer comprehensive financial planning services and utilize a constructed process that guides you through every stage of life.

We want to help make sure you are ready for what comes next in your life, whether you’re close to retirement or just starting out. We have a financial strategy tailored to fit your needs right now and going forward!

 

Prepare For What's Next

  • Buying a home
  • Saving for college
  • Getting married
  • Starting a family
  • Preparing for and living in retirment

    • Set Realistic Financial Goals

  • Maximizing retirement contributions
  • Eliminating debt
  • Investing for the future
  • Reviewing investments

    • Protect What Matters Most

  • Your income
  • Your loved ones
  • Your assets

    • Create Your Legacy

  • Estate planning strategies
  • Charitable giving
    •  

    Business Services

    We offer a wide range of solutions to help businesses and business owners provide benefit programs to recruit, reward and retain key employees.

    Our team can also help in providing exit planning services to assist business owners with the transition of ownership, as well as investment management and estate planning for the net proceeds to be consistent with your personal financial plan.

     

    What Our Team Specializes In

  • Qualified plans, including 401(k) and 403(b) plans, as well as Employee Stock Ownership Plans (ESOPs)
  • Nonqualified plans, including 409A, 457(b) and 457(f) deferred compensation plans, as well as 162 bonus plans
  • Defined benefit plans, including cash balance plans

    • Asset Protection 

    Fewer worries when you work with our team to help safeguard your financial goals!

    • Estate Planning

    • Trust Investments

    • Life insurance policies and planning

    • Long-term care insurance

    Investment Resources

    Account Logins

    Resources

     
     

    Meet Our Team

    Trusted. Experienced.

    Our team of experts have over 30+ years combined experience helping YOU prepare for retirement. We understand the importance of trusted relationships when it comes to helping YOU find the right solutions for your future, and we want to listen to your dreams and goals so we can work together to better serve you.

    Meet our team of experts at SCFCU and let’s work together to help you create the future YOU want!

     

     

    You deserve the future you want. We can help you plan for it.

     

    St. Cloud Financial Investment Services offers personalized and comprehensive investment, retirement and insurance services through the Principal® Financial Network of Minnesota. The Principal Financial Network of Minnesota is part of the nationwide affiliated group of financial professionals who work with Principal Financial Group®. These financial professionals help individuals, businesses and their employees build, protect and advance their financial well-being.

    With St. Cloud Financial Investment Services, you’ll get the dedicated financial planning services and on-site availability you’d expect from St. Cloud Financial Credit Union along with the tailored advice and solutions offered by Principal Financial Network of Minnesota.

    Products offered by Principal Securities®:

  • Are not deposits
  • Are not insured by the NCUA or any federal government agency
  • Are not guaranteed by St. Cloud Financial Credit Union
  • May go down in value
  • Involve investment risk

    • Securities and advisory services are offered through Principal Securities, Inc, member SIPC., a registered investment advisor and broker-dealer registered with the U.S. Securities and Exchange Commission. Insurance products are offered through Principal National Life Insurance Company (except NY) and Principal Life Insurance Company®. Referenced companies are members of the Principal Financial Group®, Des Moines, IA.

    Registered representatives of Principal Securities, Inc. are not employees of St. Cloud Financial Investment Services. St. Cloud Financial Investment Services is not registered as a broker-dealer or investment advisor. These products and services are being offered through Principal or its affiliates, which are separate entities from, and not affiliates of, St. Cloud Investment Services.

    Principal Securities Registered Representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

    This endorsement is provided by St. Cloud Financial Credit Union ("Promoter"), who is not a current client or investor of Principal Securities, inc. Promoter receives a percentage of compensation in return for their endorsement if you become a client of Principal Securities, Inc. Promoter will receive up to 86% of gross compensation. Promoter's receipt of cash compensation creates an incentive for the Promoter to refer you to Principal Securities® rather than other investment adviser representatives with which it does not have a simiar referral agreement, resulting in a conflict of interest for the Promoter.

    Find a broker, investment or financial advisor
    Principal Securities Form CRS Customer Relationship Summary available here.

    4117499-032025