Unlock More Savings With Credit Card Rates As Low As 9.99%
In a world where big banks often change and raise their credit card rates, St. Cloud Financial Credit Union is here to help you escape those high rates so you can pay off your credit card faster and unlock even more savings.
SCFCU is proud to offer one of the lowest credit card rates you can find — with rates as low as 9.99% APR! And better yet, you can get rewarded for just simply using your credit card.
According to Forbes, the average credit card interest rate is 28.7% — nearly 20 percent higher than what you could get at SCFCU! We want to help you avoid being locked into high credit card rates so you can save hundreds and keep more of your hard-earned money in your pocket.
Why Our Credit Cards Stand Out
Lower Interest, Bigger Savings: With our rates as low as 9.99% APR, you’ll pay significantly less interest on your remaining balances, making it easier for you to pay off any debt faster.
Fixed Rate: With most credit cards, the interest rate is generally variable and fluctuates based on market conditions. But at SCFCU, we offer a fixed rate that won’t change on you if the market conditions change.
No Hidden Fees: Unlike other bigger name credit cards, SCFCU keeps it simple for you with no annual fees and no surprises.
Get Rewarded: Our Diamond Rewards, Rewards and Business Rewards credit cards include a rewards program where you get one point for every dollar you spend. Your points accrued can be redeemed for merchandise, travel, experiences, concerts, sporting events, theme parks, cash back and more.
Credit Cards To Fit Your Needs
We have a wide range of credit cards to fit your needs, whether you are using it for personal use or for your business.
Mastercard Diamond Rewards: As low as 9.99% APR
Mastercard Rewards: As low as 10.99% APR
Mastercard Platinum: As low as 9.99% APR
Mastercard Business Platinum: As low as 9.99% APR
Mastercard Business Rewards: As low as 10.99% APR
Mastercard Secured: As low as 12.99% APR
Ready To Start Saving?
Do you know what your credit card rate is? Odds are, if you’re carrying a balance on your credit card, your interest is growing at a larger pace than it should be.
If you have a high-interest credit card elsewhere, now is the time to make the switch to SCFCU. Our low-interest credit cards are intended to help you so you can pay down your debt faster and keep money where it belongs — in your pocket.
Ready to get started? Learn more and apply today, give us a call at 320-252-2634 or visit one of our five branch locations and let us help you unlock even more savings!