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Maybe you're looking to tackle that kitchen or bathroom remodel you've been putting off, or have been dreaming of creating that outdoor patio or deck that you can spend endless summer nights enjoying. We're here to help you make it happen. For a limited time, SCFCU wants to help you tap into your home's potential with Home Equity Line of Credit (HELOC) and Home Equity Loan rates as low as 3.99%! And better yet? With no lender costs!
For a limited time, when you take out a car loan or recreational loan at SCFCU, you can wait 90 days before making your first payment! No catch, just a little extra flexibility for you. Because this process should be exciting — not stressful.
Ready to get started? Buy now and pay down the road (pun intended 😉) so you can enjoy the summer the way you want!
SCFCU wants to help you pay down your debt faster by ditching those high-interest credit card rates that you get elsewhere. For a limited time, drop your credit card rate to 1.99% APR when you transfer your credit card balance to SCFCU! That’s right — transfer your credit card balance you have elsewhere to our Rewards, Platinum or Business Rewards credit card and receive just a 1.99% interest rate!
If building a home has been on your mind, this is the perfect time to start. And St. Cloud Financial Credit Union has an opportunity to help make it possible! For a limited time, your local credit union is offering construction loan rates as low as 5.49% APR, allowing you to build now and pay less as you start to bring those dreams of a new home to life. With rates at 5.49% APR up to 80% loan-to-value and 6.49% APR up to 90% loan-to-value.
Maximize your home’s equity with SCFCU’s fast and flexible Home Improvement Loans so you can finally complete those renovations and upgrades! You can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!
Do you have extra funds you would like to grow effortlessly? We have 5, 9, 12, 17 and 24 month NextLevel Business Certificates available just for you!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.
