For a limited time, St. Cloud Financial Credit Union is revving up the excitement of spring with auto rates as low as 3.74% when you purchase a vehicle!
Current Promotions

Maximize your home’s equity with SCFCU’s fast and flexible Home Improvement Loans so you can finally complete those renovations and upgrades! You can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!
For a limited time, open a Home Equity Line of Credit (HELOC) with a special rate of 4.74% for the first six months or open a fixed rate Home Equity Loan with rates as low as 5.74% — both with no lender costs!
Start smart and save big with SCFCU by saving up to $1,100 off closing costs on your first mortgage — with NO catch!
Do you have extra funds you would like to grow effortlessly? Among our 5, 9, 13, 17 and 24 month NextLevel Business Certificates, get a 13-month CD at 4.50% APY with a rate of 4.402%!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.