You should love your ride. But you shouldn't have to love paying more for it than you need to. If you have an auto or recreational loan financed elsewhere, now might be a good time to see what switching it to St. Cloud Financial Credit Union could do for you. For a limited time, we're offering rates as low as 3.99% APR when you switch your auto or recreational loan to SCFCU! And better yet, we'll even throw in a $25 gas gift card once you're approved to help fuel your adventures!
Current Specials
Consider this your sign! A sign to give your savings a boost! For a limited time, we are offering new 7-month and 13-month Certificate of Deposit (CD) specials with interest rates of 4.3% APY!
Why wait for another sign when this one is right in front of you? Lock in this great rate and let your savings do the work while you focus on everything else life has in store. Your sign is here, don’t miss it!
St. Cloud Financial Credit Union believes the place you choose to do your business banking should give something back, too. For a limited time, we're offering rates as low as 3.99% APR for business auto loans — with financing available up to 100% loan to value!
Do you have extra funds you would like to grow effortlessly? We have 5, 9, 12 and 24 month NextLevel Business Certificates available just for you!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.

