Chat with us,powered by LiveChat
Skip to Main Content
St. Cloud Financial CU

You are leaving St. Cloud Financial CU web site to go to a site not operated by the credit union. St. Cloud Financial CU is not responsible for the content of that web site. St. Cloud Financial CU does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by St. Cloud Financial CU.

Diamond Checking
Benefits & Perks
Rewards

Elevate Your Banking Experience with Diamond Checking!

Are you looking to take your banking experience to the next level? Look no further!

Enjoy unmatched benefits and superior rates with SCFCU’s exclusive Diamond Checking! Get a 7% introductory rate and MUCH more when you becoming a Diamond Checking member!

 

Features:

  • Introductory rate of 7% APY on first $2,500*

  • No monthly fee

  • Early pay

  • Free first order of checks

  • E-statements (with printed statement options)

  • Free online banking and mobile options

  • Free ATM withdrawals at over 60,000 in network ATMs

  • Identity theft protection on debit cards

  • No minimum balance

  • Fraud monitoring for peace of mind


*APY = Annual Percentage Yield. Guaranteed for 12 months. Must meet account qualifications and open Reward Credit Card or finance new auto loan to qualify for 7% APY on balances up to $2,500. Balances over $2,500 will earn lower, tiered rates. After 12 months, the APY will revert to the standard rate. To maintain a Diamond Checking account and receive the premium dividend rates, the following requirements must be met each month: at least 15 debit card transactions must post and clear each month, or there must be 15 credit card transactions on the current month’s credit card billing statement, or a combination of the two that equals 15; and you must elect for and receive electronic statements. Call SCFCU for more information at 888-252-2634.

Unlock Benefits & Perks

With your SCFCU Diamond Membership, you get access to exclusive benefits and perks — just for being a member!

Not only can you get an incredible 7% introductory rate with your Diamond Checking account, but you could also get:

  • An increase of 0.50% on normal CD rates*

  • A discount of 0.25% off eligible loans^

  • Access to Diamond Checking, Money Market, IRA Money Market and Certificate of Deposit (CD) rates (check out our current rates)


*Must have an active Diamond Membership and a SCFCU loan product to be eligible for the 0.50% increase.
^Must have an active Diamond Membership to be eligible for the 0.25% discount.

Maximize Your Rewards

You're already spending the money, so why not get rewarded for it?

With a SCFCU Diamond Rewards Credit Card, you maximize your rewards and get points for every dollar you spend, while being able to choose how you want to redeem your points!

And better yet? We have fixed-rate credit cards as low as 9.99% APR, allowing you to pay less interest on your balance along with no annual fees and no surprises!

Redeem How You Want!

Rewards points earned with your Diamond Rewards Credit Card can be redeemed for:

  • Merchandise

  • Travel

  • Experiences

  • Gift Cards

  • Tickets & Live Concerts

  • Cash Back

  • Donations to our TriUnity Foundation