Each Tuesday, SCFCU employees and members relax for a reason to raise awareness and donations for a local non-profit or cause as part of our Relaxin’ for a Reason initiative. Find out what SCFCU is currently supporting.

St. Cloud Financial Credit Union is excited to introduce two offers to you so you can start making improvements to your home today! For a limited time, open a Home Equity Line of Credit (HELOC) with a special rate of 4.74% for the first six months or open a fixed rate Home Equity Loan with rates as low as 5.74% — both with no lender costs!

The new year is here, and we are here to help you manage your budget so you can kick 2025 off on the right foot! To begin the year, you can skip the monthly payment on your loans at St. Cloud Financial Credit Union during the month of January with Skip-A-Pay.

Your home is a special place, and St. Cloud Financial Credit Union wants to help make this special place and this special time in your life even better. We're excited to provide a special offer to help you start smart and save big so you can move into that dream home you've always wanted! For a limited time, save up to $1,100 off closing costs on your first mortgage with SCFCU. You read that right — up to $1,100 off closing costs ... with NO catch!

St. Cloud Financial Credit Union remains committed to making a meaningful difference in the lives of our members and within our communities, and we believe in the power of community and importance of giving back. Throughout National Giving Month in December and on Giving Tuesday on Dec. 3, join SCFCU in coming together to give back in any way possible to those in need or to the communities we live in.

St. Cloud Financial Credit Union is proud to once again team up with St. Cloud Subaru and Sartell High School in 2024 in the fight to Tackle Cancer! During Sartell’s Tackle Cancer game on Oct. 11, we are helping raise money in support of the Randy Shaver Cancer Research & Community Fund and TriUnity Foundation. Join us as we come together to tackle cancer!

As the seasons change, there is no better time to fall in love with your future and make your dreams come true!  St. Cloud Financial Credit Union is here to help you obtain the land loan you need for the future plans you're making. 

St. Cloud Financial Credit Union is proud to introduce insured deposit accounts that offer exceptional coverage up to $2.5 million for individual and business members. The enhanced coverage is automatically available for specific money market and certificate of deposit accounts, with no direct cost to members.

Ease the financial pain of high credit card debt with St. Cloud Financial Credit Union's introductory rate of 1.99% APR* on all credit card balance transfers, with no balance transfer fees!

This incredible rate is good for 12 months following the first qualifying balance transfer post date. Transfer your existing credit card balance to our Rewards, Platinum or Business Rewards credit card — with no balance transfer fees!