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Buy Now, Pay Down the Road! 🚗

For a limited time, when you take out a car loan or recreational loan at St. Cloud Financial Credit Union, you can wait 90 days before making your first payment! No catch, just a little extra flexibility for you. Because this process should be exciting — not stressful. 

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The Math Maths — Drop Your Credit Card Rate to 1.99%!

SCFCU wants to help you pay down your debt faster by ditching those high-interest credit card rates that you get elsewhere. For a limited time, drop your credit card rate to 1.99% APR when you transfer your credit card balance to SCFCU! Transfer your credit card balance you have elsewhere to our Rewards, Platinum or Business Rewards credit card and receive just a 1.99% interest rate!

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Build Now, Pay Less with SCFCU!

 If building a home has been on your mind, this is the perfect time to start. And St. Cloud Financial Credit Union has an opportunity to help make it possible! For a limited time, your local credit union is offering construction loan rates as low as 5.49% APR, allowing you to build now and pay less as you start to bring those dreams of a new home to life. With rates at 5.49% APR up to 80% loan-to-value and 6.49% APR up to 90% loan-to-value.

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Give Your Budget a Break at the Start the Year with Skip A Pay!

The holidays can be a wonderful time of the year, but they can also be a little tough on your budget. If you're feeling the after-effects of the extra expenses from the holidays, St. Cloud Financial Credit Union is here to help! Start the new year by give your budget a break and starting the new year with a little extra breathing room. In January or February, your local credit union is offering you the chance to skip your monthly loan payments with Skip-A-Pay!

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PromotionsMitchell Hansen
Space to Grow Your Business!

Are you looking to expand, upgrade or invest in the perfect space for your business so you can take the next step to bringing to life what you've always dreamed of? Now is the perfect time — but don't wait! This offer won't last long! At St. Cloud Financial Credit Union, we're offering a limited-time special on Commercial Real Estate Loans with rates as low as 5.75% fixed for up to seven years!

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Make Room for What Matters! 🏡

At St. Cloud Financial Credit Union, we want to help you embrace the big life moments so you can make more room for what matters most! For a limited time, your local credit union SCFCU is offering no lender costs with a Home Equity Line of Credit and a Fixed Rate Home Equity Loan, with rates as low as 5.25%!

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Promotions, NewsMitchell Hansen
Make Your Holidays A Little Lighter!

St. Cloud Financial Credit Union is here to help take a little pressure off your plate and make your holidays a little lighter! For a limited time, SCFCU is offering personal loans with rates as low as 5.74% APR so you can make this holiday season feel bright and a little less tight. No complicated steps — just something to help make life a little easier so you can enjoy the season. 

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Promotions, NewsMitchell Hansen