St. Cloud Financial Credit Union is here to help you transform your current house into the one you've seen in pictures. And we have a special offer so you can turn your home from basic to boujee!  For a limited time, your local credit union is offering Home Equity Line of Credit (HELOC) rates as low as 4.24%* — and with low costs!

At St. Cloud Financial Credit Union, we're making it sweet and simple to grow your savings — no sting attached! Growing your money is easy as can be — you better bee-lieve it! For a limited time, we are offering a new 7-month Certificate of Deposit (CD) with a special interest rate of 4.5% APY*!

Adventure awaits, and now is the time to make those aspirations a reality with St. Cloud Financial Credit Union's Recreational Loan special offer that provides you with lower rates! For a limited time, we have rates starting as low as 4.99% APR on all recreational collateral! That's right — just 4.99% APR!

Each Tuesday, SCFCU employees and members relax for a reason to raise awareness and donations for a local non-profit or cause as part of our Relaxin’ for a Reason initiative. Find out what SCFCU is currently supporting.

St. Cloud Financial Credit Union is here for you to bring your dreams to life by helping you turn the house you have into the home you love! For a limited time, we have fast and flexible Home Improvement Loans so you can maximize your home's equity and finally complete those renovations and upgrades.

St. Cloud Financial Credit Union is excited to introduce two offers to you so you can start making improvements to your home today! For a limited time, open a Home Equity Line of Credit (HELOC) with a special rate of 4.74% for the first six months or open a fixed rate Home Equity Loan with rates as low as 5.74% — both with no lender costs!

The new year is here, and we are here to help you manage your budget so you can kick 2025 off on the right foot! To begin the year, you can skip the monthly payment on your loans at St. Cloud Financial Credit Union during the month of January with Skip-A-Pay.

Your home is a special place, and St. Cloud Financial Credit Union wants to help make this special place and this special time in your life even better. We're excited to provide a special offer to help you start smart and save big so you can move into that dream home you've always wanted! For a limited time, save up to $1,100 off closing costs on your first mortgage with SCFCU. You read that right — up to $1,100 off closing costs ... with NO catch!