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St. Cloud Financial CU

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Savings Accounts

Rates as high as APY**

Personal Savings
Primary Savings
Wincentive Savings
Money Market
Health Savings Account
Business Money Market

Personal Savings Accounts

When you picture the future, what do you see?

  • A bigger house, maybe, or a newer car?

  • What about a second home or a college education for your children?

  • How about teaching your kids the value of saving early?

Regardless of what you want for yourself and your family, a Savings Account is the stable way to prepare yourself for whatever the future may hold.

Primary Savings Account

All memberships include a Primary Savings Account to get you started!

  • Minimum $10 balance required

  • No membership fees!

  • Earn dividends!

BONUS! You can add as many sub-savings accounts as you want at no cost!

Wincentive Savings

SCFCU members are saving and WINNING with WINcentive!

Would you want a chance to win cash just for saving your money!? Exclusive to ONLY Minnesota credit union members!

  • Minimum $5.00 balance required

  • No monthly fee

  • Entries to monthly, quarterly, and annual prize drawings

  • Earn dividends

Money Market Accounts

Looking for a place to grow your money, add to your portfolio, and keep your money safe?

Our Money Market Account will give you the stability you’re looking for!

  • Minimum $2,000.00 balance required

  • Multiple dividend tiers

  • No penalties on withdrawals or closure

  • IRA investment options available

Are you ready to see your savings grow with a high-yield Money Market Account?

Health Savings Account

There's no way around it: health care is expensive.

With a Health Savings Account, you can save for your medical costs with a much-needed tax deduction.

  • No tax on qualifying expenses

  • Debit card for convenience

  • Tax-free employer contributions

  • Earn dividends

Business Money Market

To allow our business partners to save and earn interest on the money they work so hard to earn each and every day.

When it comes time for your next expansion or if you want to prepare for the unexpected, our Business Money Market Account is here to cover your saving needs.

  • No monthly maintenance fee

  • Interest paid on the money you save

  • Available to use as overdraft protection for your business checking account

  • Six electronic withdrawals available per month

  • Unlimited branch transactions

Savin’ Up

Save while you spend!

Did you know you can use your debit card to SAVE money? Who knew that spending can also be saving?!?!

  • Simply round up your debit card transactions and deposit the spare change to the savings account of your choice

  • Contact us today and start Savin’ Up

Mobile Deposit

Get our mobile app. Deposit your checks remotely.

 
Download App on Apple Store

Download App on Google Play

Savings and Money Market Account Rates

 
 

Savings Calculator