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Build Now, Pay Less with SCFCU!

 If building a home has been on your mind, this is the perfect time to start. And St. Cloud Financial Credit Union has an opportunity to help make it possible! For a limited time, your local credit union is offering construction loan rates as low as 5.49% APR, allowing you to build now and pay less as you start to bring those dreams of a new home to life. With rates at 5.49% APR up to 80% loan-to-value and 6.49% APR up to 90% loan-to-value.

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WATCH: SCFCU CEO Jed Meyer Discusses How Credit Unions Can Prepare for Digital Assets Through Member Trust

St. Cloud Financial Credit Union President & CEO Jed Meyer recently joined C.U. On The Show to discuss how SCFCU has approached digital assets responsibly. The discussion centers around member education, long-term strategic planning, regulatory engagement and building an infrastructure designed to preserve trust and institutional control as payment systems evolve.

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SCFCU Named Readers' Choice for Best Credit Union in 2026

St. Cloud Financial Credit Union is proud to announce it has been voted best credit union by the members and communities we serve. The Monticello Times, whose circulation coverage includes Monticello and the surrounding area — including Becker and Albertville — has announced its annual Readers’ Choice Awards. Among the list of 2026 award winners, SCFCU was voted on by readers, members and the community as Best Credit Union.

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WATCH: SCFCU CEO Jed Meyer Joins CU Broadcast to Discuss Launch of CU-Digital Asset Vault™

St. Cloud Financial Credit Union President & CEO Jed Meyer recently joined CU Broadcast to talk about the launch of SCFCU’s CU-Digital Asset Vault™ and why this moment matters for credit unions. As digital assets become part of the financial landscape, credit unions have an opportunity to remain the trusted financial home for their members, just as we always have.

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Change is Good — Even When It's Gone!

St. Cloud Financial Credit Union is making a small but important change to how loose coin is handled in our branches starting April 1. We’re not removing access to coin but adjusting our process to align with the changes already happening nationally. This slight change is being made with our members in mind — and SCFCU’s commitment to fairness, transparency and member value remains the same it’s always been.

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NewsMitchell Hansen
SCFCU Named 2026 Best Banking Business of the Year

St. Cloud Financial Credit Union is proud to announce that it has been named 2026 Best Banking Business of the Year by Finance World Review. Finance World Review named SCFCU as Best Banking Business of the Year in the United States as part of the 2026 Finance World Review Awards, recognizing SCFCU as one of the leaders in shaping the future of finance and elevating industry standards globally.

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Earn Even More by Signing Up for eStatements!

Did you know that you could be earning even more than you currently are with your SCFCU Diamond Checking membership? We’re here to let you know how you can put more money back into your pockets! By enrolling in eStatements, you'll unlock the full rewards of our Diamond Checking membership, resulting in you earning that 7% rate. Signing up for eStatements is one of the requirements to start earning that introductory rate and start racking up even more rewards as a Diamond member.

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SCFCU Launches CU-Digital Asset Vault™ — Giving Members Ownership, Human Support, and Peace of Mind

St. Cloud Financial Credit Union is proud to announce the launch of its CU-Digital Asset Vault™, a new way for members to safely own and protect digital assets — backed by real people, clear support, and thoughtful planning for the future. As interest in digital assets continues to grow, SCFCU designed the Vault around what members consistently say matters most.

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Mitchell Hansen