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At St. Cloud Financial Credit Union, we’re committed to helping our members feel confident and informed when it comes to their finances — that includes providing you with tips and tools to make tax season easier. Whether you’re filing your first return, managing taxes for your business, or simply looking for ways to stay organized, these tips can help make tax season smoother and more manageable.
Read MoreThe holidays can be a wonderful time of the year, but they can also be a little tough on your budget. If you're feeling the after-effects of the extra expenses from the holidays, St. Cloud Financial Credit Union is here to help! Start the new year by give your budget a break and starting the new year with a little extra breathing room. In January or February, your local credit union is offering you the chance to skip your monthly loan payments with Skip-A-Pay!
Read MoreYour credit score plays a major role in your financial life, yet it’s something many people don’t think about until they’re applying for a loan, credit card or mortgage. At St. Cloud Financial Credit Union, it’s important to us to empower our members with financial knowledge to help set you up for an even better future. Understanding what your credit score is, why it matters and how to improve it can put you on a stronger path toward your financial goals.
Read MoreWe know small business because we are a small business. Locally rooted, relationship driven and focused on long-term success. For a limited time, we have a special offer on SBA 7(a) Business Loans to support what you're building with a process that's efficient, thoughtful and tailored to your needs.
Read MoreYou may have seen recent news about proposed plans to cap credit card interest rates at 10%. At St. Cloud Financial Credit Union, we're already there. We have credit card rates that are already below 10% — with rates as low as 9.99% APR — and have fixed rates designed to remain the same even if market conditions change. As your local credit union, this is part of our promise to you: honest products, fair rates and decisions designed to keep more money in your pocket.
Read MoreSt. Cloud Financial Credit Union is proud to continue to serve our members and communities in all aspects of their financial journey. That includes the business community and those who are either looking to start a business, expand upon their existing business, and more. Our Business Spotlight Series highlights various businesses within our community who we have had a pleasure of working with as we assist in helping bring their business dreams to life.
Read MoreAt St. Cloud Financial Credit Union, giving back isn’t just what we do — it’s who we are. As your local credit union, SCFCU remains dedicated to giving back and serving our communities via financial contributions, volunteer and community involvement, partnerships, financial wellness and more as we make a meaningful difference across communities.
Read MoreA new year is the perfect time to reset, refocus and set goals that move you closer to financial confidence. Whether you’re saving, paying down debt, or simply trying to stay on track, small intentional steps can make a big difference. St. Cloud Financial Credit Union is here to help set you up for a strong financial start in 2026! Think of this year as an opportunity to create habits that support your long-term financial well-being.
Read MoreAre you looking to expand, upgrade or invest in the perfect space for your business so you can take the next step to bringing to life what you've always dreamed of? Now is the perfect time — but don't wait! This offer won't last long! At St. Cloud Financial Credit Union, we're offering a limited-time special on Commercial Real Estate Loans with rates as low as 5.75% fixed for up to seven years!
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