Credit card rates
as low as 9.99% APR!
Get Rewarded for What You Spend!
You're already spending the money, so why not get rewarded for it? With SCFCU’s Rewards Credit Cards, you get rewarded for every dollar you spend — and you can choose how you want to redeem your points!
Mastercard Diamond Rewards*
APR as low as 9.99%
Mastercard Rewards
APR as low as 10.99%
Mastercard Business Rewards^
APR as low as 10.99%
*Must have an active SCFCU Diamond Checking account to qualify for this card option
^Businesses can choose individual statements or consolidated statements
Features
Pay less interest on your balance with our fixed rates as low as 9.99% APR!
We keep it simple with no annual fees and no surprises!
Earn one point for every dollar you spend! Rewards points can be redeemed for:
Merchandise
Travel
Experiences
Gift Cards
Tickets & Live Concerts
Cash Back
Donations to our TriUnity Foundation
Digital Wallet: Quicker, Easier Way to Pay!
Your phone already goes almost everywhere with you. Your debit and credit cards can too.
Adding your SCFCU debit or credit card to your digital wallet gives you another quick and convenient way to pay without having to reach for your physical card.
A digital wallet securely stores your eligible card information on your phone or other compatible device. Instead of pulling out your physical card when it’s time to pay, you can use your device wherever digital wallet payments are accepted.
It's Quick!
It's Convenient!
It's Secure!
It's Ease to Access!
Mastercard Platinum
APR as low as 9.99%
No annual Fee
Best for members looking for the lowest rate options and/or using for balance consolidation
Mastercard Secured
APR 12.99%
Secured with a share account at the Credit Union
No annual fee
Great for applicants with little or no credit history or people wanting to rebuild their credit
Mastercard Business Platinum
APR as low as 9.99%
No annual Fee
Best for members looking for the lowest rate options and/or using for balance consolidation
Digital Card Access
Your New Card. Without the Wait!
Getting a new debit card shouldn't mean waiting days to start using it. At SCFCU, we’re making it easier and more convenient for you to have access to your money even without your physical card!
Our Digital Card Access is a convenient way for you to add your new or replacement debit card to your digital wallet before your physical card comes in the mail, so you can access your money as you wait for your actual card to arrive.