Digital Card Access — Your New Card. Without the Wait!
Getting a new debit card shouldn't mean waiting days to start using it. Whether you're opening a new account or replacing a lost or stolen card, having access to your money when you need it matters.
At St. Cloud Financial Credit Union, we're making it easier and more convenient for you to do just that — because that means less time waiting and more time doing what matters to you.
Our Digital Card Access is a convenient way for you to add your new or replacement debit card to your digital wallet before your physical card comes in the mail, so you can access your money immediately as you wait for your actual card to arrive.
What Is Digital Card Access?
Digital Card Access allows you to make your new or replacement debit card available electronically through Online Banking and our SCFCU Mobile App.
Instead of waiting for your physical card to arrive in the mail, you can add your newly issued card to a compatible digital wallet, such as Apple Pay or Google Wallet, as soon as it’s available.
From there, you can make purchases using your phone or another compatible device wherever digital wallet payments are accepted.
Think of it as your new card being ready to use before it arrives in your mailbox!
New Member? Start Banking Before You Leave!
Are you opening an account at SCFCU? You no longer have to wait for your physical debit card to arrive before you can start using it.
With Digital Card Access, new members can have their debit cards made available digitally during the account-opening process.
That means you could walk into an SCFCU branch to open an account and walk out with your new debit card already added to your digital wallet and ready to use!
Lost or Stolen Card? Get Back to Making Purchases Sooner!
We've all been there — you reach for your debit card, and it's nowhere to be found. Whether your card is lost or stolen, waiting several days for a replacement can be a pain.
With Digital Card Access, we’ll help get your eligible replacement card available digitally, allowing you to add it to your digital wallet and begin making purchases sooner.
Here's how it works:
Contact SCFCU: If your card is lost or stolen, report it to us as soon as possible.
We'll Help With Your Replacement: Our team can assist with issuing your new card and making it available digitally.
Add Your Card to Your Digital Wallet: Once your replacement card is available in Online Banking or on your SCFCU Mobile App, you can follow the prompts to add it to Apple Pay or Google Wallet.
Get Back to Making Purchases: Once your card is successfully added and ready to use, you can make eligible purchases while waiting for your physical replacement card to arrive.
No need to put your everyday purchases on hold just because your physical card hasn't arrived yet!
How to Add Your Card to Your Digital Wallet
Digital Card Access and digital wallets work hand in hand.
Digital Card Access makes your new debit card available electronically, while your digital wallet allows you to use that card for purchases from your compatible device.
Once your eligible card is available, adding it to your digital wallet is easy:
Sign into the SCFCU Mobile App.
Tap More in the lower-right corner.
Under Tools, select Card Management.
Swipe to the card you want to add.
Follow the prompts to add it to Apple Pay or Google Wallet.
Need a little extra help? We've put together a step-by-step guide to adding your SCFCU cards to your digital wallet! Learn more here.
Convenient, Secure and Ready When You Are
Beyond getting access to your card sooner, using your digital wallet comes with additional benefits.
Convenience: Make purchases with your phone or compatible device wherever digital wallet payments are accepted — even if you don’t have your actual card handy.
Security: Digital wallets use security features built into your device and wallet platform to help protect payment information.
Flexibility: Whether you're shopping in person or making eligible purchases online, your digital wallet offers another convenient way to pay.
And don't worry, this doesn't replace your physical card. You'll still receive your new or replacement debit card in the mail, giving you the option to use your debit card the traditional way.
Making Banking Easier and More Convenient
At SCFCU, we believe banking should fit your lifestyle and meet you where you are.
Whether you're becoming a member for the first time or are an existing member needing a replacement card, Digital Card Access helps eliminate unnecessary waiting and gives you another convenient way to access your money.
If you have any questions about Digital Card Access or need help with a lost or stolen card, chat with us online, give us a call at 320-252-2634 or stop in and visit us at your local SCFCU branch.