Banking Right at Your Fingertips with SCFCU
Managing your finances shouldn’t ever slow you down. Whether you’re paying bills on your lunch break, checking your balance while traveling, or setting up financial goals before bedtime.
St. Cloud Financial Credit Union’s digital banking tools are here to keep you in control. With online and mobile access that’s easy and secure, banking with SCFCU has never been more convenient.
Digital Banking: Anywhere, Anytime
At SCFCU, we know that flexibility is essential. With our online banking platform and SCFCU Mobile App, you can manage your money on your phone, tablet or computer — whenever and wherever you choose.
Our mobile app, available on both the Apple App Store and Google Play, brings your most important banking tools right into your pocket.
SCFCU online banking and mobile app gives you quick access to:
View real-time account balances and transaction history
Deposit checks remotely using your phone’s camera
Transfer funds between accounts or link external accounts
Pay bills quickly and securely
Save time with free bill pay services
Download your eStatements anytime
Utilize card management for your credit and debit cards
Use budgeting tools to track spending and set financial goals
And more! All in one streamlined, mobile-friendly experience.
This means you have a full banking center wherever you go, regardless of if you are able to stop by one of our branch locations or not!
Stay Connected to Your Money 24/7
We know life is 24 hours a day, seven days a week — but so is SCFCU’s digital banking. With access from anywhere in the world, you can:
Check your balances
Move money between accounts
Schedule and pay bills
Monitor recent transactions
Download or review historical statements
Stay on top of your financial plan
Plus, you’re backed by one of the largest shared ATM networks in the nation, giving you access to over 60,000 of surcharge-free ATMs whenever cash is needed.
Secure, Intuitive and Built for You
Safety and simplicity go hand in hand at SCFCU. Our digital tools are engineered to protect your information while keeping navigation straightforward, even if you’re new to online banking.
Security features include:
Secure login protections
Optional access like Touch ID or Face ID for mobile users
Ongoing monitoring to protect against fraud
Strong encryption and secure login protocols
These layers help ensure your financial life stays protected while you focus on what matters most.
Free Credit Score Access with SavvyMoney
Keeping an eye on your overall financial health is easier than ever with SavvyMoney, integrated into SCFCU’s digital banking.
With this free credit solution tool, you can:
View and refresh your credit score within online banking
Monitor credit activity as accounts open or close
Get personalized insights to help improve your credit
Receive tools and tips designed to help you reach financial goals
This feature gives you more than just numbers. It gives you greater clarity into your financial future.
More Ways to Bank — Personalized & Supportive
Digital banking makes life easier, but we are still here as we always have been to help you through human connection. That’s why SCFCU offers additional ways to bank:
Live chat support right on our website at www.scfcu.org for quick answers
Live Teller Machines, offering convenience and extended hours with real SCFCU tellers
A welcoming team ready to help you manage accounts or navigate digital tools
At SCFCU, you get all the innovation of a digital platform and all the personal service you expect and have received for over 95 years from your local credit union.
Banking That Fits Your Life
SCFCU’s digital banking is more than a collection of features, it’s a complete banking experience that grows with you and has you in mind.
Whether you’re sending money, saving for something special, planning ahead or just checking your balance on the go, our digital tools are designed to make it simple, secure and convenient. Wherever you are, whenever you need them.