SCFCU Already Has Credit Card Rates Below 10%!

You may have seen recent news about proposed plans to cap credit card interest rates at 10%.

We wanted to take a moment to share something important...

At St. Cloud Financial Credit Union, we're already there.

We have credit card rates that are already below 10% — with rates as low as 9.99% APR — and have fixed rates designed to remain the same even if market conditions change. 

As your local credit union, this is part of our promise to you: honest products, fair rates and decisions designed to keep more money in your pocket.

Why Our Credit Cards Stand Out

• Lower Interest, Bigger Savings: With our Diamond Rewards, Platinum and Business Platinum card rates as low as 9.99% APR, you’ll pay significantly less interest on your remaining balances, making it easier for you to pay off any debt faster.

• Fixed Rate: With most credit cards, the interest rate is generally variable and fluctuates based on market conditions. But at SCFCU, we offer a fixed rate that won’t change on you if the market conditions change.

• No Hidden Fees: Unlike other bigger name credit cards, SCFCU keeps it simple for you with no annual fees and no surprises.

• Get Rewarded: Our Diamond Rewards credit card include a rewards program where you get one point for every dollar you spend. Your points accrued can be redeemed for merchandise, travel, experiences, concerts, sporting events, theme parks, cash back and more.

At SCFCU, you get no surprises, no gimmicks and no waiting for policy changes to do what we've believed all along. We're here to give back to you, that's part of who we are. 

Get started and apply today to start receiving the benefits our cards have to offer! If you have questions, our team is always here to help. Call us at 320-252-2634, chat with us at www.scfcu.org, or stop by your local SCFCU branch.