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At SCFCU, Small Business is Our Business


Starting or running a small business means wearing a lot of hats — and financing shouldn't be one that slows you down. At St. Cloud Financial Credit Union, we're here to help!

We know small business because we are a small business. Locally rooted, relationship driven and focused on long-term success. For a limited time, we have a special offer on SBA 7(a) Business Loans* to support what you're building with a process that's efficient, thoughtful and tailored to your needs. 

Here's what makes our SBA 7(a) loans stand out:

✅ Packaging fee waived — up to $2,500!
✅ Initial review within two business days!
✅ Local SBA financing you can trust!

Whether you're launching, expanding or investing in your next phase, our award-winning Business Services team is here to help guide you every step of the way. When your business grows, our community grows — and we’re proud to be part of that journey.

Give us a call at 320-252-2634, email businessservices@scfcu.org to connect with a business lender or stop by and visit your local SCFCU branch and let's get you started today!

Contact us to get started!
 


Space to Grow Your Business!

Whether you're purchasing new property or are planning for future growth, we have the perfect offer for you!

For a limited time, we are offering Commercial Real Estate Loans with rates as low as 5.75% fixed for up to seven years!

We are here to help business owners like you take the next step with confidence with a solution that fits your goals. 

Learn more
 

*Offer available for a limited time. $0 SBA packaging fee applies to qualifying SBA loan applications with a complete package submitted during the promotional period. Packaging fee waiver applies only to SCFCU’s SBA packaging fee and does not include SBA guaranty fees, third-party fees, or closing costs. Accelerated initial underwriting review (within two business days of receiving a complete package) includes a completeness check and preliminary credit assessment and does not constitute loan approval. All loans subject to credit approval, SBA eligibility requirements, and applicable terms and conditions. Membership required. SCFCU is an Equal Opportunity Lender.