SCFCU Credit Card Rewards: Making Every Dollar More Rewarding
What if the purchases you're already making could help you save on your next vacation, score you tickets to a concert or sporting event, or simply put money back into your pockets?
With a rewards credit card from St. Cloud Financial Credit Union, they can!
Whether you're buying groceries, filling up your gas tank or making everyday purchases, your spending can add up to something more. And with our new rewards experience, earning, exploring and redeeming your points is easier than ever.
Rewards That Add Up with Every Purchase
Why not get rewarded for the money you're already spending?
With SCFCU's Diamond Rewards, Rewards and Business Rewards credit cards — which have rates as low as 9.99% APR — you can earn one point for every dollar spent on purchases.
That means your everyday spending can help you work toward something you really want, without having to change your routine.
From weekly grocery runs to larger purchases, every point brings you closer to your next reward. It’s another way SCFCU is helping you make the most of your financial journey.
Your Points. Your Rewards. Your Choice.
One of the best parts about earning rewards? Deciding how and when to use them!
With SCFCU's credit card rewards program, you have the flexibility to redeem your points for options that fit your lifestyle, interests and financial goals.
Here are just a few ways you can put your points to work:
Merchandise — Treat yourself to something you’ve had your eye on.
Travel and Experiences —Put your rewards toward your next adventure or memorable experience.
Concerts and Sporting Events — Turn your everyday purchases into unforgettable moments.
Gift Cards and Cash Back — Enjoy rewards that can help make your money go further.
Charitable Giving — Make a difference by donating your rewards to our TriUnity Foundation.
Whether you're saving up for something special, looking for a little extra cash back or aren’t quite sure what you’d like to redeem them for yet, your rewards are there for you when and how you want to use them.
And if you're interested in making a difference through your points, you can donate them to our TriUnity Foundation. Learn more about the nationwide foundation at triunityfoundation.org.
A New Way to Experience Your Rewards
Your rewards have a new home!
SCFCU has introduced a new rewards experience, giving members an easier way to explore their options and redeem the points they’ve earned.
Getting started is simple. Just log in through SCFCU Online Banking to access your new rewards experience. From there, you can browse available rewards, explore redemption options and redeem them whenever you, wherever you are.
Whether you're at home on your computer or on the go with your mobile device, your rewards are within reach.
Ready to Make Every Dollar More Rewarding?
Your everyday purchases are already part of your routine. Why not make them a little more rewarding?
Whether you're an existing SCFCU rewards credit cardholder or looking to explore your credit card options, there's plenty to discover.
Already have an SCFCU rewards credit card? Log in to Online Banking and explore your new rewards experience today.
Interested in earning rewards with SCFCU? Learn more about our credit card options and find one that fits your needs.

