Unlock Premium Banking with SCFCU’s Diamond Checking Account
At St. Cloud Financial Credit Union, we strive to give back to our valued members with the best financial services possible while making a meaningful difference in the lives of people and our communities. We are passionate about you and your success — when it comes to your finances and beyond.
That’s why we want to provide you with a seamless banking experience for you and your family. And we have just what you are looking for to be able to take your banking experience to the next level!
SCFCU’s exclusive Diamond Checking membership offers a comprehensive range of features and benefits to meet your needs and provide you with exceptional value as you unlock the possibilities of banking made easier.
Earn More With 7% — Yes, Really!
One of the standout features of our exclusive Diamond Checking membership is its impressive introductory rate of 7% APY on the first $2,500 for the first 12 months.
To qualify, you need to meet certain account requirements and either open a new SCFCU credit card or finance a new auto loan with us. After the introductory period, the rate adjusts to our standard rate.
Your Convenience in Mind
SCFCU’s Diamond Checking membership has you and your family in mind and is designed to meet your needs and provide convenience.
Some of the benefits include:
No Monthly Fees: Keep more of your money without worrying about hidden or added fees.
No Minimum Balance Requirement: Enjoy flexibility without the pressure to maintain a specific balance.
Early Pay: Access your funds sooner with early direct deposit options.
Free First Order of Checks: Get started without additional costs.
E-Statements: Secure and eco-friendly access to your account statements.
Free Online and Mobile Banking: Manage your finances and monitor your transactions anytime, anywhere — all in one place.
Mobile Deposit: Deposit checks conveniently using your smartphone.
Free ATM Withdrawals: Withdraw cash wherever you are with access to over 60,000 in-network ATMs nationwide.
Fraud Monitoring Services: Enhanced security to protect your account.
Perks of Being a Diamond Member
By maintaining an active Diamond Checking Account and either a new or active SCFCU credit card or auto loan, you qualify for Diamond Membership — it’s that simple.
By doing so, you unlock the additional perks at SCFCU:
Loan Discounts: Receive a 0.25% discount on eligible loans (excluding Anytime Access and Extra Mile auto loans).
Access to Diamond Money Market Accounts and CDs: Take advantage of competitive rates for your savings.
Enhanced Rewards: Earn more through SCFCU’s reward programs, which you can redeem for merchandise, travel, experiences, concerts, sporting events, theme parks, cash back and more.
Maximize Your Rewards
Pair your Diamond Checking Account with SCFCU’s Diamond Rewards Credit Card to earn one point for every dollar you spend.
Your points then can be redeemed for merchandise, travel, experiences, concerts, sporting events, theme parks, cash back and more. There’s no annual fee, making it a valuable addition to your financial toolkit.
And our fixed-rate credit cards are some of the lowest you will find — starting as low as 9.99%!
Ready to Experience Uncommon?
It’s simple — the more you use your Diamond Checking account at SCFCU, the more money you’ll put back in your pocket and more you’ll save on credit card rates, mortgage loans, consumer loans and earn back through the Diamond Checking and Diamond Money Market accounts.
SCFCU is here for you and will provide you with top-notch products and services so you can have a peace of mind when it comes to your banking experience. Come experience uncommon at SCFCU — you’ll be glad you did.
Ready to get started? Give us a call at 320-252-2634 or visit one of our five branch locations and let us help you unlock even more savings!
