Are you still recovering from last holiday season's debt? We are here to help ease the financial pain of high credit card debt! SCFCU wants to give you a 1.99% APR* on all redit card balance transfers, with no balance transfer fees! Transfer your existing credit card balance to our Rewards, Platinum or Business Rewards credit card — with no balance transfer fees!

*APR means Annual Percentage Rate. Subject to Credit Approval. Full terms and conditions will be disclosed at the time of application. The introductory rate of 1.99% applies ONLY to balance transfers completed during the promotion period offering. The introductory balance transfer rate will end 12 months following the date of the first balance transfer during the promotional period. After the introductory rate expires, the standard MasterCard Credit Card rates will apply. Cannot be combined with any other offer, and the lender reserves the right to end the promotion at any time without notice. Applicant must qualify for membership. Insured by NCUA, equal housing lender.

As the seasons change, there is no better time to fall in love with your future and make your dreams come true! SCFCU is here to help you obtain the land you need for the future plans you're making. We offer land loans for future building, hunting, recreation and lake lots! Our exciting land loan products set the foundation to turn your dreams into a reality and make your future plans grow.

Our land loan offerings include:

Get a 15-year term land loan with a rate of 6.55% and an APR* of 6.795%, or a 5/1 ARM 20-year term loan with a rate of 6.75% and an APR of 6.949%!

*APR is the Annual Percentage Rate. Rates posted are indications only and based off a loan amount of $150,000 and may vary based on your individual circumstances and credit history. Rates are subject to change without notice. Subject to Credit Approval. Actual terms and conditions set at time of application and will be communicated by Lender with the Loan Estimate. Applicant must qualify for membership and meet all other requirements of SCFCU Loan Program. Items listed are estimates only. Insured by NCUA, Equal Housing Lender. Limited Time offer.

We are expanding our NextLevel Business Certificates, including term lengths of 5, 9, 13, 17 and 24 months, to help you take your business to the NextLevel! Included in this expansion is a limited-time offer of a 13-month CD** at 4.75% APY* with a rate of 4.641%!

*APY is Annual Percentage Yield. Certificates listed are available for business members only. The minimum deposit for any certificate is $2,000, unless otherwise noted. There is a substantial penalty for early withdrawal from a savings certificate. Rates are subject to change daily. Certificate investment rates remain fixed for the term of the certificate.

We want you to realize the dream of home ownership now — without years of waiting to save for the down payment. Our Minnesota Housing loans offer up to 105% financing to cover down payment and closing costs on purchases, making them a great choice for first-time home buyers.

Subject to Credit Approval. Full terms and conditions will be disclosed at the time of application, including the complete list of lender fees. Applicant must qualify for membership. Equal housing Lender, Insured by NCUA.