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The holidays can be a wonderful time of the year, but they can also be a little tough on your budget. If you're feeling the after-effects of the extra expenses from the holidays, St. Cloud Financial Credit Union is here to help! Start the new year by give your budget a break and starting the new year with a little extra breathing room. In January or February, your local credit union is offering you the chance to skip your monthly loan payments with Skip-A-Pay!
Starting or running a small business means wearing a lot of hats — and financing shouldn't be one that slows you down. At St. Cloud Financial Credit Union, we're here to help! We know small business because we are a small business. Locally rooted, relationship driven and focused on long-term success. For a limited time, we have a special offer on SBA 7(a) Business Loans to support what you're building with a process that's efficient, thoughtful and tailored to your needs.
Are you looking to expand, upgrade or invest in the perfect space for your business so you can take the next step to bringing to life what you've always dreamed of? Now is the perfect time — but don't wait! This offer won't last long! At St. Cloud Financial Credit Union, we're offering a limited-time special on Commercial Real Estate Loans with rates as low as 5.75% fixed for up to seven years!
Buying your first home is one of life's biggest moments — it can be exciting, emotional and maybe even stressful. At St. Cloud Financial Credit Union, our experienced team of mortgage lenders are here to guide you through the process to make that journey just a little bit easier. We want to help you open the door to the future so you can obtain that dream home you've always wanted. For a limited time, save up to $1,200 on closing costs on your first mortgage with SCFCU. That’s right, $1,200 off closing costs!
Maximize your home’s equity with SCFCU’s fast and flexible Home Improvement Loans so you can finally complete those renovations and upgrades! You can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!
Do you have extra funds you would like to grow effortlessly? Among our 5, 9, 13, 17 and 24 month NextLevel Business Certificates, get a 13-month CD at 4.50% APY with a rate of 4.402%!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.
