At St. Cloud Financial Credit Union, we're making it sweet and simple to grow your savings — no sting attached! Growing your money is easy as can be — you better bee-lieve it! For a limited time, we are offering a new 7-month Certificate of Deposit (CD) with a special interest rate of 4.5% APY*!
Current Promotions

Adventure awaits, and now is the time to make those aspirations a reality with St. Cloud Financial Credit Union's Recreational Loan special offer that provides you with lower rates! For a limited time, we have rates starting as low as 4.99% APR on all recreational collateral!
Maximize your home’s equity with SCFCU’s fast and flexible Home Improvement Loans so you can finally complete those renovations and upgrades! You can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!
Do you have extra funds you would like to grow effortlessly? Among our 5, 9, 13, 17 and 24 month NextLevel Business Certificates, get a 13-month CD at 4.50% APY with a rate of 4.402%!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.