Don't Move, Improve With SCFCU's Home Improvement Loans

Now that 2025 is underway and you start to look ahead to the upcoming year, are you ready to make those improvements to your home that you've always dreamt about making?

St. Cloud Financial Credit Union is here for you to bring your dreams to life by helping you turn the house you have into the home you love!

For a limited time, we have fast and flexible Home Improvement Loans so you can maximize your home's equity and complete those renovations and upgrades. 

With SCFCU, you can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!

Are you looking for a quicker option? You can borrow up to $20,000 with no collateral required! This option includes:

✅ No appraisal necessary
✅ No closing costs
✅ Simple and fast approval process
✅ Ideal for smaller projects

Have smaller projects or not in the market for a mortgage loan? Apply today or give us a call at 320-252-2634.

Looking for a Home Equity Loan for larger renovations or significant projects? Give us a call or email mortgage@scfcu.org.

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But Wait ... There's More!

St. Cloud Financial Credit Union has even more special limited-time offers for you to make those improvements on your home, including an opportunity to save up to $1,100 off closing costs on your first mortgage, a Home Equity Line of Credit with a special rate of 4.74% for the first six months, or a fixed rate Home Equity Loan with rates as low as 5.74%!

You're not going to want to miss out on these offers before they're gone!

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*For a limited time only. On Approved Credit. Advertised terms reflect all potential discounts and credits. Full terms disclosed at the time of application. Offer is for a limited time only, and is subject to change. Insured by NCUA, Equal Housing Lender.