Starting or running a small business means wearing a lot of hats — and financing shouldn't be one that slows you down. At St. Cloud Financial Credit Union, we're here to help! We know small business because we are a small business. Locally rooted, relationship driven and focused on long-term success. For a limited time, we have a special offer on SBA 7(a) Business Loans to support what you're building with a process that's efficient, thoughtful and tailored to your needs.