If building a home has been on your mind, this is the perfect time to start. And St. Cloud Financial Credit Union has an opportunity to help make it possible! For a limited time, your local credit union is offering construction loan rates as low as 5.49% APR, allowing you to build now and pay less as you start to bring those dreams of a new home to life. With rates at 5.49% APR up to 80% loan-to-value and 6.49% APR up to 90% loan-to-value.

