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Elevate Your Business By Taking It NextLevel with SCFCU!


Every business owner has growth ambitions — whether you’re an established business looking to expand or dreaming of starting one. St. Cloud Financial Credit Union is here to help you accomplish that by taking your business NextLevel!

Our NextLevel Business Suite is designed specifically for businesses like yours: flexible checking, dividend-earning money market and growth-oriented certificates of deposit (CDs) that you’ll find uncommonly good!

What Our NextLevel Business Suite Offers

Our full range of products provide you with exceptional benefits that truly stand out, with the most competitive rates in the area – because you deserve the best. 

NextLevel Business Checking

  • A unique four-tier product allowing you to earn dividends on your money — most financial institutions don’t pay interest on your business checking. View our rates for full details.

  • No fees and no minimum balance required — just pure benefits.

  • Free mobile deposit, online banking, e-statements, bill pay, text alerts, overdraft protection, and ATM withdrawals at more than 48,000 ATMs nationwide.

Why it matters: You get full business‐banking functionality without the typical checking fees or minimums you might get elsewhere that can eat into smaller business budgets.

NextLevel Business Money Market

Why it matters: Use your money market account to build that rainy‐day fund, accumulate working capital for future growth or hold profits temporarily while you decide your next move.

NextLevel Business Certificates

Why it matters: When you have excess cash that you’re not going to need immediately, a certificate helps you lock in a return rather than leaving it dormant. Our certificates are a smart way to match funds you won’t touch for a defined period.

Let’s Get You Started Today!

If you’re looking for a fee-free checking option that still pays dividends, want to see your money grow for future business investments, want to earn higher dividends than a typical savings account and more, our NextLevel Business products are a perfect fit for you!

We understand running a business isn’t one-size-fits-all, but your local credit union is here for you to help turn your ambitions into a reality. With an array of options that will fit your needs, SCFCU is here to help you take things to the NextLevel. Because when you succeed, we succeed and our entire community succeeds.

Get started today by visiting scfcu.org/business, calling 320-258-2196 or by visiting one of our branch locations.