As the seasons change, there is no better time to fall in love with your future and make your dreams come true!  St. Cloud Financial Credit Union is here to help you obtain the land loan you need for the future plans you're making. 

St. Cloud Financial Credit Union is proud to introduce insured deposit accounts that offer exceptional coverage up to $2.5 million for individual and business members. The enhanced coverage is automatically available for specific money market and certificate of deposit accounts, with no direct cost to members.

Ease the financial pain of high credit card debt with St. Cloud Financial Credit Union's introductory rate of 1.99% APR* on all credit card balance transfers, with no balance transfer fees!

This incredible rate is good for 12 months following the first qualifying balance transfer post date. Transfer your existing credit card balance to our Rewards, Platinum or Business Rewards credit card — with no balance transfer fees!

St. Cloud Financial Credit Union is here for you as you prepare for the upcoming school year. During the months of August and September, you can skip a monthly payment on one or more of your credit union loans during our Skip-A-Pay promotion.

St. Cloud Financial Credit Union is excited to provide our members with a powerful tool to enhance your financial journey and literacy while offering you tips in improving your credit score. Our Credit Score solution, available in our online banking, is completely free and is designed to help you take charge of your financial well-being and expand your financial knowledge.