Top

Maximizing Returns with Money Market Accounts at SCFCU

 
Maximizing Returns with Money Market Accounts at SCFCU
 
 

Are you looking for an innovative and flexible way to grow your savings? At St. Cloud Federal Credit Union (SCFCU), we offer Money Market Accounts designed to help you maximize your returns while keeping your funds accessible. Serving the St. Cloud community and beyond, we’re committed to providing personalized service and competitive rates that meet the needs of our members.

What is a Money Market Account?

A Money Market Account is a savings option that combines higher dividend rates with easy access to your funds. It’s more flexible than longer-term options like certificates of deposit (CDs), making it an excellent choice for those who want to grow their savings without locking their money away.

Money Market Accounts are ideal for:

  • Building an emergency fund

  • Saving for medium-term goals like vacations or home improvements

  • Maintaining a balance between earning potential and accessibility

Are you looking for a savings option with higher returns and flexibility? A Money Market Account could be the perfect fit for you.

Benefits of SCFCU Money Market Accounts

When you choose a Money Market Account with SCFCU, you’ll enjoy a range of benefits:

Competitive Dividend Rates

Easy Access to Funds

  • There are no penalties for withdrawing funds when you need them

  • Perfect for emergency savings or large purchases

Federally Insured Deposits

  • Your deposits are insured up to $250,000 by the NCUA, providing peace of mind

Local Expertise and Community Focus

  • As a member-owned credit union, SCFCU reinvests profits back into the local community

  • Enjoy personalized service that prioritizes your financial goals

Unlike traditional banks, SCFCU offers lower fees and better rates, giving you more value for your money

Is a Money Market Account Right for You?

A Money Market Account may be a good choice if you:

  • Want a higher return without committing to long-term savings options

  • Are building an emergency fund or saving for specific goals

  • Value the flexibility and security of accessible funds

Explore our locations to learn more about how SCFCU can help you meet your financial goals.

Why Choose SCFCU?

At SCFCU, we’re more than just a credit union — we’re your trusted financial partner. Here’s why members choose us:

  • Member-First Philosophy: Our focus is on providing value to members, not shareholders.

  • Community Connection: Proudly serving Minnesota residents, including the St. Cloud area.

  • Trusted Experience: Decades of helping members achieve their financial goals.

Not a member yet? Join the SCFCU community today by visiting our membership page.

Take the Next Step

Take charge of your savings with a Money Market Account from SCFCU. Whether you’re saving for the future or preparing for unexpected expenses, our accounts support you every step of the way. Start maximizing your returns today!

Guest User