Bring Your Auto Loan to SCFCU and Save Big!
If you have an existing auto loan elsewhere, no worries … we’ll help you make the switch!
Whether you are paying too much for your auto loan at your current financial institution or are looking for better rates with even better service, now is the perfect time to bring your auto loan to St. Cloud Financial Credit Union!
With interest rates fluctuating and your financial goals evolving, refinancing your auto loan over to SCFCU from somewhere else can save you time and money.
Why Refinance Your Auto Loan?
Refinancing your auto loan can lower your monthly payments and reduce the total amount of interest you pay on your existing auto loan. In the end, it’s about putting more money back into your pocket.
Here’s how refinancing can benefit you:
Lower Interest Rates: If rates have dropped since you first financed your car, refinancing could mean significant savings over the life of your loan.
Lower Monthly Payments: A reduced interest rate or extended term can help lower your monthly payments, freeing up cash for other expenses. Use our calculators to see what your monthly payments would be.
Shorter Loan Term: Want to pay off your car sooner? Refinancing to a shorter term can help you save on interest and own your vehicle outright faster.
Improved Credit Score? Even Better! If your credit score has improved since you took out your original loan, you may qualify for better rates and terms now. You can use our free Credit Score Solution to check what your credit score is and how you can improve it.
Special Offer Just For You!
With spring upon us, it’s the perfect time to consider bringing your auto loan over to SCFCU and refinancing your vehicle so the only thing you have to worry about is soaking in the warmer weather.
SCFCU is here to help shift into spring and cruise into lower rates with a special offer just for you! For a limited time, we are revving up the excitement of spring with auto rates as low as 3.74%* when you refinance from another financial institution.
Better yet — when you refinance your vehicle from another financial institution, no payment is required for 90 days!
Get Started Today
Refinancing your auto loan is quick and easy. And ultimately, it can save you money compared to somewhere else.
Our team at SCFCU is here to help you find the best option for you, your budget and your financial goals. What are you waiting for? Now is the perfect time to finally make the move to SCFCU to refinance your vehicle and see just how much you could save!
Apply online, give us a call at 320-252-2634 or stop in and visit us at one of our five branch locations.
*For a limited time only. Rates valid with an active checking account. Refinanced auto loan must be from another financial institution. Members have 90 days to make first payment on refinanced auto loan. Rates depend on creditworthiness, loan term, vehicle age and document fees. Subject to credit approval and may change without notice, exclusions apply. Qualification for membership required. Additional terms apply. Federally insured by NCUA.