SCFCU’s Business Loan Options for Small Businesses in St. Cloud
Supporting Local Businesses With Flexible Financing
Running a small business comes with both exciting opportunities and unique challenges. Whether you’re looking to grow, stabilize, or launch your business, having access to the right financing is key. At St. Cloud Financial Credit Union (SCFCU), we’re proud to offer Business Loan options in St. Cloud that are designed to help local entrepreneurs thrive.
As your local credit union, we go beyond lending; we partner with you to understand your goals and provide financial solutions that fit your needs. From working capital to equipment financing, loans for small businesses in St. Cloud are our specialty.
Why SCFCU Is the Best Choice for Small Business Loans
When you choose SCFCU, you’re not just applying for a loan; you’re joining a community that’s invested in your success. Unlike big banks, we know you, we know the community, and we understand the challenges local businesses face. We will walk alongside you in this journey and help you make decisions with your best interests in mind.
Here’s why business owners across Central Minnesota trust us:
Personalized approach: We take the time to understand your business and goals.
Local decisions: Lending decisions are made right here in St. Cloud.
Member-first service: Our focus is on helping you succeed, not just processing transactions.
Flexible solutions: We offer a range of Business Loan options in St. Cloud to meet your needs.
Explore Our Full Range of Business Loan Options in St. Cloud
Regardless of the size of your business or stage of growth, we offer financing solutions to help. At SCFCU, we’re proud to support small businesses with loans that fit your unique situation.
Here are some of the loans for small businesses in St. Cloud that we provide:
Working Capital Loans: Keep your business moving with the cash flow you need to cover day-to-day expenses.
Equipment & Machinery Loans: Invest in the tools that keep your business competitive.
Auto Loans for Business Vehicles: Finance cars, trucks, or fleets to keep your operations running smoothly.
Commercial Real Estate Loans: Purchase, refinance, or improve property for your business.
SBA 504, SBA 7(a), and SBA Express Loans: Access government-backed financing for larger purchases, such as facilities or equipment.
Every Business Loan option is backed by our commitment to helping you succeed. Whether you need to expand, upgrade, or stabilize, SCFCU offers the best Business Loan options in St. Cloud for small business owners.
More Than Just a Lender—A Partner in Your Success
Small businesses are the backbone of our community. That’s why we do more than provide loans; we support your long-term growth.
With SCFCU, you get:
Guidance from local experts who understand you and your industry.
A relationship that goes beyond numbers and paperwork.
A partner who celebrates your success as part of our community.
Our mission is to help small businesses in Central Minnesota flourish, because when local businesses thrive, our entire community benefits.
Join SCFCU and Access Our Business Loan Options
The first step to accessing our Business Loan options in St. Cloud is becoming a member of St. Cloud Financial Credit Union. Membership means more than eligibility for Business Loans—it means you’re part of a 100% local, community-focused credit union dedicated to helping you succeed personally and professionally.
If you’re not yet a member, joining is simple. Once you’re in, you’ll have access to our full suite of financial services, plus a partner who puts your needs first.
Visit Us in St. Cloud
We’re proud to serve local businesses right here in Central Minnesota. Visit one of our convenient locations to meet with our team and discover how SCFCU can help you achieve your business goals.
Let’s Build Your Business Success Together. Start Today!
Finding the right financing can make all the difference for your business. At SCFCU, we’re proud to offer loans for small businesses in St. Cloud that combine flexible options with personalized support. Whether you’re looking to manage cash flow, invest in new equipment, purchase real estate, or explore SBA loans, we’re here to help every step of the way.
Choose the Business Loan options in St. Cloud that put your success first. Choose St. Cloud Financial Credit Union.

