ATM Locator
ATM Locator
Need Cash?
We have thousands of surcharge-free ATMs.
Free withdrawals, transfers, and inquiries with a St. Cloud Financial Debit Card
Access your primary savings account or checking account 24/7
You may withdraw up to $500 a day
Find an ATM Location
Where can you find a St. Cloud Financial Credit Union ATM?
Not near a branch location and need cash?
St. Cloud Financial Credit Union is part of the CO-OP Network ATM network (with more than 30,000 ATMs nationwide) and the MoneyPass ATM network (with more than 37,000 ATMs nationwide).
Text Messaging Locator
Text the zip code to 91989. You’ll receive a text response with the location of the CO-OP ATM nearest the location you requested. (Please remember – do not text while driving.)
Important Notice Regarding Deposits at ATMs
When you search for locations of ATMs on the CO-OP or MoneyPass Networks, you’ll notice that some ATMs accept deposits.
However, deposits for St. Cloud Financial Credit Union ARE NOT accepted at ANY ATMs.
Here's why . . . Financial institutions that accept ATM deposits put a 3-day to 5-day hold on those deposits. If you need to make after-hours deposits, we offer mobile deposit or our night depository at all our branch locations. You will receive next-day credit
Mobile Deposit
Get our mobile app. Deposit your checks remotely.
Wincentive Savings
SCFCU members are saving and WINNING with WINcentive!
Would you want a chance to win cash just for saving your money!? Exclusive to ONLY Minnesota credit union members!
Minimum $5.00 balance required
No monthly fee
Entries to price drawings
Earn dividends
Savin’ Up
Save while you spend!
Did you know you can use your debit card to SAVE money? Who knew that spending can also be saving?!?!
Simply round up your debit card transactions and deposit the spare change to the savings account of your choice
Contact us today and start Savin’ Up
Become a Member
St. Cloud Financial Credit Union is proud to serve the financial needs of our members. Everyone who lives or works in Stearns, Benton, Sherburne, Wright, Meeker, Kandiyohi, and Morrison counties is eligible for membership. We invite everyone to join!