The start of school will be here before we know it, and we know back-to-school shopping can be busy — and expensive. St. Cloud Financial Credit Union wants to help you lighten the load by giving you a pass on your loan payments! In August or September, skip your loan payments with Skip-A-Pay so you can use that cash where it counts.
Current Promotions

Don't sweat the high interest rates — soak up the savings with St. Cloud Financial Credit Union instead.
For a limited time, SCFCU wants to give you an introductory rate of 1.99% APR on all credit card balance transfers, with no balance transfer fees! That's right — you can transfer your existing credit card balance to SCFCU with no balance transfer fees!
Maximize your home’s equity with SCFCU’s fast and flexible Home Improvement Loans so you can finally complete those renovations and upgrades! You can leverage up to 100% of your home's value with a Home Equity Loan for larger renovations or significant projects — with flexible terms to fit your budget!
Do you have extra funds you would like to grow effortlessly? Among our 5, 9, 13, 17 and 24 month NextLevel Business Certificates, get a 13-month CD at 4.50% APY with a rate of 4.402%!
Realize the dream of home ownership without waiting to save for the down payment with our Minnesota Housing Program, which offers up to 105% financing to cover down payment and closing costs.