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We’ve seen how deeply cancer can impact the people we care about, and at St. Cloud Financial Credit Union, we believe those are the moments when showing up for one another matters most. That’s why, every year, you’ll find us in our community, cheering on local student-athletes and helping pack the stands in stadiums, gyms and arenas with pink. Because these nights are about much more than a game.
Read MoreSt. Cloud Financial Credit Union believes the place you choose to do your business banking should give something back, too. For a limited time, we're offering rates as low as 3.99% APR for business auto loans — with financing available up to 100% loan to value!
Read MoreYou should love your ride. But you shouldn't have to love paying more for it than you need to. If you have an auto or recreational loan financed elsewhere, now might be a good time to see what switching it to St. Cloud Financial Credit Union could do for you. For a limited time, we're offering rates as low as 3.99% APR* when you switch your auto or recreational loan to SCFCU! And better yet, we'll even throw in a $25 gas gift card once you're approved to help fuel your adventures!
Read MoreStarting or growing a business in Central Minnesota takes more than a good idea. It takes capital and a lender who understands the community you're building in.
Read MoreFor a lot of students, college is the first time you're responsible for most (or all) of your own finances. Between tuition, housing, groceries, textbooks and day-to-day expenses, there’s suddenly a lot more to keep track of — and figuring out where to start can feel overwhelming. And while you don’t need to have everything figured out immediately, building a few good habits now can make managing your money easier in the future. St. Cloud Financial Credit Union has a few places for you to start.
Read MoreSt. Cloud Financial Credit Union is proud to once again be teaming up with St. Cloud Subaru during the 2026-27 school year in the fight against cancer and raising money for those who need it most. And this year, the partnership is expanding to include both Sartell and Becker.
Read MoreFrom learning how to save in your first piggy bank to opening your first checking account, building credit, buying a home and eventually planning for retirement, every stage of life brings new financial decisions. At St. Cloud Financial Credit Union, we’re here to help make sure you have the knowledge, resources and support to feel ready for them.
Read MoreA decade ago, St. Cloud Financial Credit Union saw an opportunity to celebrate what often goes unnoticed: the people quietly making Central Minnesota a better place. They aren't looking for recognition or expecting an award. They simply see a need, step in, and make a difference — whether that's supporting families through grief, mentoring students, building stronger workplaces, giving back with their time or treasure, or creating spaces where others feel like they belong. They are ordinary, everyday people who are making an extraordinary impact — and they deserve to be celebrated. That's why SCFCU created the Changemakers Award.
Read MoreSt. Cloud Financial Credit Union continues to deepen its involvement throughout Central Minnesota and beyond, with its leaders and employees serving organizations that make a meaningful difference in the communities we call home. The latest example of that commitment comes from SCFCU Executive Vice President and Chief Lending Officer Chase Larson, who has joined the Central Minnesota Habitat for Humanity (CMHFH) Board of Directors. As part of the Board of Directors, Larson will help provide strategic leadership and governance to ensure CMHFH remains focused on its mission and is positioned for long-term success.
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